SMARTTRACK® College Funding
Integrated Cooperative Program
At World Stars Education, we strive to work alongside our clients to develop academic and application plans uniquely suited to each individual student. For years we have worked alongside hundreds of students and their families to plan for their college careers and to find the perfect fit.
Now, we're incredibly excited to announce our partnership with SMARTTRACK College Funding.
Most middle and upper-middle income families are surprised to learn that with a little planning, they can significantly lower out-of-pocket college costs, maximize grants and scholarships, and minimize debt.
As a benefit to our valued clients, we’ve teamed up with SMARTTRACK® College Funding, the nation’s leader in developing strategic college funding plans, to assist you with the financial piece of college planning. Their licensed experts have helped over 250,000 families affordably reduce the cost of higher education, often by tens of thousands of dollars per year.
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If you’re concerned that you won’t qualify for financial aid, haven’t saved enough, or don’t have an effective plan to cover the considerable costs of educating all your children, World Stars Education and SMARTTRACK® can help.
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Program includes:
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Parent education webinars explain what you need to know to succeed in the college funding process – the crucial first step to lowering college costs.
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One-on-one counseling with a professional Advisor to develop and implement a comprehensive, money-saving college funding strategy that covers all your children.
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College Generosity Report – see which of your choice schools are likely to provide gift aid.
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Merit Scholarship database – don’t miss out on awards offered at your chosen schools.
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Suite of video tutorials to support you through each step of the financial aid application process.
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Full access to SMARTTRACK® College Funding’s online platform of resources.
Frequently Asked Questions
Q: Why is World Stars Education recommending SMARTTRACK®?
A: World Stars Education knows that parents need to prepare for college, too! Students are more likely to attend their top-choice colleges when parents have a well-planned college funding strategy. SMARTTRACK® College Funding’s expert Advisors will help you develop and implement a comprehensive money-saving college funding plan.
Q: We don’t expect to get financial aid because of our income and assets. How can you help us save money?
A: You might be surprised to learn that even with high income or assets, you can be eligible for gift aid. Additionally, HOW you pay for college and how you organize your taxes or business before and during the college years can lead to significant savings. SMARTTRACK® College Funding Advisors are experts at analyzing your financial profile to identify your best money-saving college funding strategies.
Q: We are counting on scholarships for our student. What happens if we don’t get enough?
A: Our goal is to help you improve your grant potential and provide additional funding options to help you close the gap and reduce your dependence on loans.
Q: Why do I need a SMARTTRACK® Advisor if I already have an accountant or wealth manager?
A: Just as your CPA understands the tax code or your wealth manager understands the stock market,
SMARTTRACK® College Funding Advisors have an expert understanding of how the financial aid system will assess your family and how to mitigate red flags in your financial profile that will be counted against you. Because college funding takes such specific expertise, your accountant or financial planner’s best intentions may actually limit your eligibility for aid.
SMARTTRACK® College Funding will show you how to best pay for college, how to pay less for college, and how to keep your retirement safe in the process.
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Did you know...
Even if you think you make too much money or have too many assets to qualify, you still may be able to qualify for significant scholarships, grants, and merit money.
The way you structure your businesses, rental properties, taxes and estate can dramatically affect your college costs.
Understanding how the financial aid formulas really work - and how you will be assessed by those formulas - can make a substantial difference in the amount of aid you are awarded.
There may be steps you can take right now to stretch your college funds to cover more of your college costs.
There are specific types of Savings Accounts that may reduce or eliminate your eligibility for grants, scholarships and merit money.
Expensive private colleges can be even more affordable than in-state public schools.
It’s crucial to know the most cost-effective, tax-advantaged college funding strategies specific to your family because these strategies can make college far easier to afford.